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Benvenuti! Visit the neighborhood lovingly known as Little Italy on May 20. Between 10 a.m. and 6 p.m., revelers eat, drink, dance, and plan on being quite merry. San Diego residents already know that the annual Sicilian Festival is a time-honored tradition and promises to offer a family-friendly atmosphere for all attendees. 

 

Festival organizers will close India Street between Ash- and Grape Street to through-traffic. Management of the County Administration Building on 1600 Pacific Highway has graciously agreed to allow festival attendees to use the venue’s north-end parking lot free of charge. A free shuttle then takes everyone to the corner of Columbia Street and Date Street, near the Sicilian Cultural Pavilion.

 

Enjoy music featuring an Italian-American repertoire. The Roman Holiday Ensemble plans to wow audiences with interactive stage shows. PBS host and renowned singer Cristina Fontanelli offers classic arias that attendees are sure to appreciate. If a friendly pasta eating competition is more to your liking, head over to Mona Lisa Italian Foods at 1:45 p.m. 

 

Artisans display their wares in booths and on pushcarts. Look for handmade tiles, woven goods, paintings, jewelry, and glassware. Artwork follows a Sicilian or Mediterranean theme, which mixes wonderfully with San Diego’s gorgeous weather and the salty air of the nearby ocean. Do not forget to stock up on authentic ingredients and prepared foods, which allow you to bring home a little piece of Italy once the festival is over. 

 

Take a deep breath and enjoy the Italian party atmosphere, Sicilian hospitality, and the breathtaking backdrop that San Diego provides. Will you join me at the festival? Bellissimo!

For more information

 

 

Fun things to do in San Diego, Lifestyles, Little Italy, San Diego Events, Sicilian Festival

 

Living in the coastal resort city of Carlsbad has its privileges. In addition to gorgeous Mediterranean weather and nearly endless flower fields, there is the Carlsbad Beach Fest. When the event ran for the first time in 2008, about 850 people traveled to the Tamarack State Beach for a day of fun, food, and wave enjoyment. By 2011, beach fest attendance grew to 7,000 revelers. For the June 9 event, organizers expect to welcome about 12,000 locals, tourists, and visitors from nearby cities. 

 

Attendees can expect a day filled with sports activities as well as relaxation. A 5K low tide run as well as a one-mile kids’ fun run are just two of the scheduled early-morning competitions. If a water sport is more to your liking, you have the option to participate in paddleboard races. The Zumba-thon appeals to participants of this latest exercise craze. Take part in the 11 a.m. or 1 p.m. session. Frazee Beach artists will work together to construct a huge sand sculpture and answer audience questions about the medium. 

 

Since this is Carlsbad, a city renowned for keeping its beaches clean, there will be a beach cleanup that is perfect for parents and children. Introduce your youngsters to the art and science of conservation by taking an active role in preserving the beach’s beauty and cleanliness. When you are ready to take a break, enjoy food from local vendors. Time it right and you will listen to the tunes of Verua Tahiti e’ and Wazabe Blue.

 

Join me on June 9 from 8 a.m. to about 4 p.m. at Tamarack State Beach. Park your car along Tamarack Avenue or on Pine Avenue near Frazee State Beach. Do not forget to bring your sunscreen.

Carlsbadfest.com 

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The real estate slump may have led you to believe that now is not the time to sell your home. Yet numbers do not lie and the Wall Street Journal reports that the real estate market is tipping to favor the home seller. Noting that bidding wars for a desirable parcel of real estate are coming back, the publication points out that a shortage of available properties and an uptick in consumer demand are resulting in bidding frenzies for the right homes.

 

Bidding wars are a boon to home sellers. Not only do competitive bids between numerous would-be buyers lead to a selling price that is well above the asking price for the home, but there are also concessions that buyers are willing to make. Some agree to waive a home inspection, undertake cosmetic repairs on their own dime, or even pick up the tab on most – if not all – closing costs. Granted, today’s bidding wars are a long way off from the bidding wars that were almost the norm during the height of the housing boom. Then again, they are showing a clear change in the real estate market and should be the encouragement a hesitant seller needs to list a home. 

 

Contract signings nationwide are up by 12.8 percent when compared to last year’s figures. When compared to February’s figures, these signings are up by 4.1 percent. Whereas some markets, most notably Chicago and Long Island, have plenty of housing inventory, California registers a pronounced shortage of available supply. Combine this low inventory with low mortgage rates, and you simply cannot go wrong with putting your real estate on the market now. Why wait when eager buyers are ready to bid, negotiate, and let you come out ahead?

 

Source: Wall Street Journal

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Join me on April 28 and 29 for the Encinitas Street Faire. Festivities start at 9 a.m. and continue until 5 p.m. An annual event for 29 years, visitors come from near and far to peruse the goods for sale by local vendors and artisans. This year there will be about 450 unique vendors, five stages for live music and the famous beer garden. 

 

It is not uncommon for more than 100,000 shoppers to pass by the booths on this weekend. Children enjoy rides, crafts and games. Adults look forward to a cold beer at the beer garden, which the Stone Brewing Company will sponsor this year. Everyone knows that the fair is in full swing simply by smelling the delicious food and grilling meats. Keep an eye out for the blue recycling bins that the City of Encinitas is making available for fair attendees. Use them to recycle glass, plastic and aluminum. 

 

The Encinitas Street Faire sets up booths, games and vendors on South Coast Highway 101 between D and J Streets. Parking is a bit tricky but if you head for the City Hall parking lot on Vulcan Avenue, spots are usually available. Another option is the Moonlight Beach parking lot on Third Street. No matter where you park, wear comfortable footwear for walking short distances. 

 

Before you leave the festivities in the afternoon, make some time to head to the beach. Moonlight Beach offers fishing, swimming and picnicking facilities. Breathe in the brisk ocean air and allow the sunshine to warm your face. Fun spring fairs and gorgeous walks on the beach are just two of the benefits that come with living in sunny Southern California.

 

See you at the Encinitas Street Faire!

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You have watched the real estate market bottom out; property values in your area have fluctuated significantly. You recently noticed that asking- and sales prices of homes in your neighborhood have stabilized. Granted, there are still some ups and downs, but they are minor and self-regulate quickly. Moreover, you probably also noted that the time span between setting up a “for sale” sign and putting up a “sold” notation has been drastically shortened. Is now the right time to sell your home?

 

Experts are urging consumers to start shopping around for a second home. Those in the market for vacation properties are specifically directed to take a closer look at the California vacation home markets. Of course, not only vacationers are looking to buy second homes. Parents are now buying starter homes for grown children and their families. Condos and townhouses in particular are quite popular with these buyers. Second single family homes appeal to professionals who divide their professional time between two locales. 

 

While there are some homes on the market already, the inventory has decreased significantly. First-time home buyers have picked over the available properties and there is a desperate need for additional real estate to be added to the listings. The combination of record-low mortgage rates and the spring season, which traditionally hails the onset of the serious buying season, make this a potentially fiscally rewarding time for home sellers. 

 

If you have been thinking of selling your home, made some strategic improvements to the property, kept a close eye on the home’s curb appeal, and do not mind staging the property a bit, there is a good chance that you can demand top dollar for your home right now.

 

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Rancho Carrilo

Visit our open house on Sunday April 15th and April 22nd from 1 pm to 4 pm.

Just Listed! Drive up to this amazing Designer Home located in the exclusively private gated community of Montevina.

See you there!

6237 Paseo Privado, Carlsbad, CA 92009 (MLS # 120018208)

(all data current as of 5/20/2012)

Price	$869,000
Beds	3
Baths	4 full, 1 half
Home size	3,363 sq ft
Lot Size	n/a
Days on Market	42

Beautiful designer quality home. 3 br (w/ loft- could easily be 4th br.) Two Full Bedrooms En Suite are Downstairs), 4.5 baths, 3,363 approx. sq. ft. So many custom features throughout the home.Junckers Hardwood flooring on first floor. Chef's kitchen w/Granite, SS appl. Subzero,pull out drawers,Custom builtins. His & Hers master baths,3 car gar.!!Open space, trails,ocean peak views & sunsets.Located in highly sought Master Planned Community, Rancho Carrillo in Privately Gated Montevina in Carlsbad.

Property Type(s): Residential / Detached, Residential / All

Last Updated	5/3/2012	Tract	Rancho Carillo
Year Built	2001	Community	Carlsbad East
Garage Spaces	n/a	County	San Diego
Total Parking	n/a	Walk Score ®	22

Price History

Prior to May 4, '12	$889,000
May 4, '12 - Today	$869,000

Additional Details

CDR/Mello Roos	383.0	Home Owner Fees	160.0
Total CDR/Mello-Roos	4596	Bedroom 4 Dimensions	11x14
Bedroom 3 Dimensions	10x12	Family Room Dimensions	18x15
Bedroom 2 Dimensions	12x12	Master Bedroom Dimensions	17x15
Living Room Dimensions	16x12	Kitchen Dimensions	17x11
Dining Room Dimensions	14x12	Extra Room 1 Dimensions	10x9
Parking Garage Spaces	3	Total Other Fees	0

Features

CDR/Mello Roos Fee Reflects	Month
CDR/Mello-Roos Payment Freq.	Monthly
Construction	Built on Site
Cooling	Central Forced Air
Equipment Available	Dishwasher, Disposal, Garage Door Opener, Microwave, Range/Oven, Refrigerator
Exterior	Stucco, Wood
Fencing	Full
Heat Equipment	Fireplace, Forced Air Unit
Heat Source	Natural Gas
Home Owner Fee Reflects	Month
Home Owners Fee Includes	Common Area Maintenance, Gated Community
Home Owners Payment Frequency	Monthly
Laundry Location	Laundry Room
Laundry Utilities	Electric, Gas
List Status	Active
Market Area	Coastal North
Ownership	Fee Simple
Parking Garage Description	Attached
Parking Non-Garage Description	Driveway
Pool	Below Ground, Community/Common
Prop Type	Residential
Property Restrictions Known	CC&R's
Residential Styles	Detached
Residential Unit Location	Detached
Roof	Tile/Clay
Sewer/Septic	Sewer Connected
Stories	2 Story
Subject to Court/Lender Approv	No
Topography	Level
Water	Meter on Property

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with Coldwell Banker Res-Encinitas

(view all details for MLS #120018208)

 

 

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Find the Rancho Santa Fe Garden Club at 17025 Avenida de Acacias in Rancho Santa Fe, 92067. Heavily engaged in horticultural events and lectures, the club is also host to some of the most popular events in San Diego’s north county. Case in point is the Village Tag Sale. 

 

Arrive early on Saturday, April 21. Doors open at 8 a.m. to buyers hoping to make incredible finds that would put the average garage sale to shame. Oh sure, the event is billed as a mix between a yard sale and an estate auction, but when you take a close look at the furnishings and treasures brought by eager sellers, you are likely to spot some antiques, silver, collectibles, china, and one-of-a-kind items. Selling stops promptly at 3 p.m.; buyers in the know arrive early to be among the first patrons to get through the doors. 

 

Join me for this Rancho Santa Fe Garden Club Village Tag Sale and come prepared to cart away incredible finds. Enjoy the gardens while there and do not pass up the wonderful baked goods and box lunches. If you are an avowed art lover, do not forget to head over to the Timmons Galleries at 6024 D Paseo Delicias; there you find local and national artists represented. 

 

If all this shopping tires you out, accompany me on a leisurely stroll through the well-kept streets where beautifully laid out landscaping makes each yard more splendorous than the next. You cannot help but feel right at home with the gorgeous blooms, the warm Southern California sunshine, the hint of ocean salt in the air, and the great bargains from the Village Tag Sale in your trunk. I hope to see you there!

Clink here for their website

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Let’s Take an Easter Brunch Cruise!

Folks love living in north county coastal neighborhoods. The proximity to the ocean makes it so easy to walk to the beach, enjoy the waves, and breathe in the invigorating ocean breezes. Families know that there is simply no better place to raise the youngsters, than so close to the endless ocean backyard. Did you know that you can now also take the fun onto the water itself? 

 

To commemorate Easter, Flagship is planning on hosting brunch cruises. View San Diego’s coastline from the ocean, enjoy complimentary mimosas and champagne, and partake of a gourmet buffet that offers a little something for every taste. Omelettes are made to order; a chocolate fountain dresses up fresh fruit, and salads round out the meal offerings. Children will love the opportunity to dress up a bit and be treated like little adults, even while they are snacking on their favorite foods.

 

Board this San Diego cruise at 1050 North Harbor Drive. Boarding starts at 10:30 a.m.; the boat leaves promptly at 11 a.m. You will return, after enjoying a wonderful Easter meal and the sights and sounds of the ocean, by 1 p.m. The cruise costs $37.50 for children under 13; all others pay $64.50. 

 

Is there a better way to spend the morning of April 8? Since you get back in plenty of time to enjoy the sunshine on the beach, why not also pack a beach blanket and consider staying at the coast? The weather is bound to be gorgeous and there is no rush to get home. Take a walk on the white sand, perhaps head a bit inland to walk past the quaint beach homes with their elaborately kept yards, and do not forget to also visit the boutique-style stores that are open for business.

 

Easter Sunday is coming soon; let’s go on a cruise!

 

Click here for the Flagship website.

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The International Business Times has taken a closer look at the U.S. sunbelt — of which San Diego is an integral part — and pronounced it to be a sure bet with respect to economic growth. Part and parcel of this expansion will be the San Diego real estate market. It is entirely possible that the next six to 12 months will set the tone for a dramatic economic recovery as well as a new surge in business opportunities. 

 

Qualified homebuyers will find that now is the right time for a close look at San Diego’s homes. Properties are still modestly priced, but there is a good chance that these figures will begin moving upward. At the same time, plenty of properties are turn-key family homes that need very little attention and effort to make them comfortably habitable. Of course, if the great economic outlook and red-hot San Diego real estate market do not sway you, why not consider the other reasons to buy a home at this time?

 

Rental costs are as high — if not higher — than actual mortgage payments. At the same time, there are no tax savings associated with renting a property versus owning one. Buying a home now allows you to begin building family memories, starting family traditions and offering children the much-needed life stability that only homeownership can provide. Besides, you know that the kids would love to personalize their rooms, but with a landlord’s edict that no painting may take place in your rental, how can you help the youngsters spread their creative wings?

 

Homeownership is indeed the call of the hour and San Diego is the place to be!

 

Source: International Business Times at http://www.ibtimes.com/articles/316234/20120318/us-sunbelt-economies-set-to-improve.htm

 

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Saturday and Sunday, March 17 and 18, are two dates that tomato lovers should mark on their calendars. The San Diego Botanic Garden hosts its herb festival and spring plant sale over the course of the weekend; the main attraction is Tomatomania. 

 

Please come and join me at 230 Quail Gardens Drive in Encinitas this coming weekend. Tomatomania takes place between 9 a.m. and 5 p.m.; it promises to be the “world’s largest (and most fun) heirloom tomato seedling sale.” Oh sure, you already know how to grow a gorgeous tomato plant from seedling to harvest, but take the time to learn about hybrids, different varieties, and get the inside scoop on fertilizers, pest protection and the best pots for tall, healthy plants. 

 

Taste heavenly tomato dishes that make you wish that it was already harvest time. After you get your fill of all things red and round – or oval – consider attending the 1 p.m. presentation on edible landscaping. Why not pair your tomatoes with some homegrown herbs? Do not forget to also check in on the rose presentation. Did you know that there are plenty of culinary applications for these gorgeous blooms?

 

Since you are already in one of the most beautiful locales in sunny Southern California, take a bit of time to walk around the venue. See how attractive some of the low-water plants can be, especially when placed into a residential landscape. Enjoy the birds, which regularly bring out plenty of birdwatchers to the gardens. Soak in the sun and see the signs of spring all around you.

 

I look forward to meeting you at the San Diego Botanic Garden in Encinitas. Let’s swap tomato recipes!

Fun things to do in San Diego North County, Lifestyles, San Diego Botanic Garden

The Gaslamp Quarter is a world-famous portion of San Diego. A premier tourist attraction, the hub of entertainment and live events for locals, and just another example of all that makes the locale so irresistible, Jameson and The Field have decided to give back to the venue. ShamROCK is getting ready to host the 17th anniversary of what it terms to be the “biggest Irish Celebration on the West Coast.” Proceeds are to benefit the Gaslamp Quarter Historical Foundation, which works tirelessly to preserve the charm of the venue and character of the city.

 

As the streets of the Gaslamp Quarter turn into an Irish pub on St. Patrick’s Day, March 17, between 2 p.m. and midnight, three stages are placed around the area to accommodate the hot bands, DJs and dancers. Headlining the event are the Young Dubliners; but even if modern tunes with an Irish twist are not entirely to your liking, head on over to the stage featuring Irish river dancers who show off their skills to more traditional melodies. Libations, Irish delicacies, traditional pub food and great fun are just some of the fringe benefits that await attendees. 

 

Won’t you join me for a phenomenal St. Patrick’s Day event that proves how a quintessential Southern California coastal city can indeed transform into a little bit of Ireland await from the Emerald Isle? Buy your tickets today for $35 and up. Remember to carpool! ShamROCK intends to transform 6th Avenue between E and G Streets into a sea of green, but 5th and 7th Avenues are also impacted. So go ahead, attend this Gaslamp Quarter Historical Foundation benefit and Erin go bragh!

 

For additional information or to purchase tickets, please visit www.sandiegoshamrock.com. 

17th Annual ShamROCK in the Gaslamp Quarter 2012, Fun things to do in San Diego, Lifestyles, St. Patrick's Day in San Diego 2012

Nestled along the coastline of the Pacific Ocean, Carlsbad is famous in San Diego’s North County area for its Mediterranean climate, the Buena Vista Lagoon and the proximity to Legoland. In 2010, Carlsbad’s La Costa Resort enjoyed worldwide attention for hosting the LPGA’s Kia Classic. Golfers, sports fans, locals and organizers loved the location so much that they are planning a 2012 Kia Classic at the same venue. 

 

Scheduled for March 19 to 25, the La Costa Resort and Spa once again opens its gates for golfers and fans. A 144-player field virtually guarantees exciting rounds that dedicated LPGA fans will love. After a $50 million property renovation, attendees are sure to notice the upgrades to the venue’s luxurious surroundings. What was once the South Course is now the Legends Course, which is going to be the dedicated event golf course. 

 

Do not forget to bring along your daughter to this amazing event. LPGA players routinely seek to encourage future talent to try golf as a sports alternative to gymnastics or swimming. Who knows, even if your daughter does not have a lot of interest in the sports activities currently offered to her, an afternoon at the Kia Classic, a chat with a player from the LPGA tour, or even just the lush surroundings of a pro golf course might change her mind – and life!

 

So join me at 2100 Costa Del Mar Road in Carlsbad. Gates open at 7 a.m. during the week, and 7:30 a.m. on Saturday and Sunday. Children under the age of 17 enter for free, if an adult pays the regular ticket price. Tickets range in cost from $10 to $300 per day. By the way, if you are an active military member, bring your ID and enjoy free admittance; this offer is good for the service member as well as her or his entire family. Parking is free for Kia drivers. 

 

See you at the 18th green!

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You might have paid for private school, probably helped out with college tuition and spared no expense to ensure that your child got a good start in life. Why stop now? In fact, why not go ahead and help out your grown child with a mortgage loan? Do not just become a co-signer on the kids’ mortgage papers; instead, become the banker. Favorable repayment terms give you a good return on investment, just as your son or daughter now also has the opportunity to take advantage of a hot real estate buyer’s market.

 

There are, of course, some caveats. For example, if you plan on handing your grown child some cold, hard cash, be wary of the $13,000 ceiling. Exceed this amount, and the Internal Revenue Service begins demanding gift taxes. If you are married filing jointly, this ceiling limit goes up to $26,000. Can you become your child’s mortgage banker and still stay under the gift tax limit? Yes!

 

Lend your child the money to buy the home. Draw up an official promissory note that spells out terms and conditions, just like a mortgage lender would do. As a parent, you have the opportunity to keep interest rates as low as the IRS’ defined federal rate, which fluctuates between 0.19 percent for a three-year note to 2.63 percent for a nine-year loan. In addition, you have the option of forgiving part of the principal each year, in keeping with the IRS’ gift limits. While you will be on the hook for the interest income, consider that the amount is most likely much more favorable than your bank’s savings account or even a certificate of deposit.

 

As the loan matures, your grown child will have the credit needed to apply for a traditional mortgage. If not, you may consider negotiating another note. Becoming your grown child’s mortgage banker certainly offers quite a few advantages for all parties involved. Are you ready to get started? Give me a call to discuss this profitable real estate opportunity further.

Buying your first home, Lifestyle- North County Homes, San Diego Mortgage news, San Diego North County Real Estate News

If you’re thinking about buying your first home, you’re in luck – there’s never been a better time to buy in recent memory. Of course, walking into a bank and expecting to be handed a mortgage isn’t very realistic. It pays to start preparing to buy a home well ahead of time. A few of the most important steps to take are outlined in the handy checklist below.

 

Clean Up Your Financial Act - To get the most favorable home loan terms possible, it pays to have excellent credit. You should sign up for a credit-monitoring service that includes regular access to your credit reports. Clean up old, outstanding debts and correct any errors that appear. Take care to make payments on time every time in the months leading up to applying for a home loan.

 

Save Your Money - Even with interest rates at record lows, you should try to build up a decent amount of money for a down payment. Every little bit helps!

 

Get Pre-Approved - A few months before you get serious about looking, get pre-approved for a mortgage. Sellers will be more willing to negotiate when you have a pre-approval in hand. Most pre-approval offers expire after three to six months, so make sure that you start shopping in a timely manner.

 

Hire an Agent - Without a qualified real estate agent, you can end up wasting a lot of time. The right agent will find out what you’re looking for and present you with options that meet your criteria. An experienced agent will simplify the home-buying process in a big way.

 

Start Looking! - Once you have a decent list of prospective properties, hit the pavement and start looking at them! Don’t rush into anything, but don’t let an amazing deal slip between your fingers either.

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The national settlement between state attorneys general and five major mortgage bankers – GMAC, Bank of America, Citi, Wells Fargo and JP Morgan Chase – will inject $25 billion into the nation’s ongoing housing recovery. Of these funds, $17 billion is earmarked to benefit current home owners at high risk for foreclosure. The lion’s share of this amount is dedicated to a loan principal reduction for borrowers currently dealing with negative equity in their real properties. 

 

Another $5.2 billion is slated for additional homeowner assistance programs, such as the setup of fast track short sales or unemployment payment forbearance schemes. At least $3 billion will go to refinancing programs, where home owners with negative equity can nevertheless take advantage of historically low mortgage rates, even as mortgage lenders would not usually take on these types of loans. This latter aspect comes with some strings attached. An eligible borrower must carry a mortgage loan with a 5.25 percent interest rate, show a loan to value ratio of more than 100 percent and prove that participation in the program will reduce monthly mortgage payments by $100 or more. 

 

The State of California stands to enjoy a substantial windfall from this settlement. First reports indicate that Gov. Jerry Brown succeeded in claiming $18 billion of the $25 billion mentioned in the settlement papers. There is a good chance that about 250,000 California homeowners will receive significant mortgage assistance because of this settlement. In the long run, the agreement between the mortgage bankers and the states is also sure to benefit the California housing market, as current home owners with negative equity, who have their principal balances reduced, makes it possible to sell their properties and at least break even. 

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